Discover the perfect blend of convenience and community at 113 Cottage Lane with BONUS low interest rate ASSUMABLE MORTGAGE, a charming single-family residence in the heart of Royse City. This well-maintained, one-story home features 3 bedrooms, 2 bathrooms, and a 2-car garage, offering 1,642 square feet of thoughtfully designed living space. Ideal for first-time buyers seeking a move-in-ready starter home or investors looking for a high-demand rental property, this residenc…
| Room | Level | Size |
|---|---|---|
| Bedroom | Main | 12 x 10 |
| Bedroom | Main | 12 x 10 |
| Dining Room | Main | 10 x 11 |
| Kitchen | Main | 10 x 14 |
| Living Room | Main | 15 x 18 |
| Primary Bathroom | Main | 10 x 11 |
| Primary Bedroom | Main | 14 x 21 |
| Type | Single Family Residence |
| County | Rockwall |
| Lot | 0.141 ac (6,141.96 sqft) |
| HOA | $336 / SemiAnnually |
| Annual Tax | $5,962 |
| Days on Market | 69 |
| District | Royse City ISD |
| Elementary | Fort |
| Middle | Royse City |
| High School | Royse City |
| P&I (6.875%) | $1,419 |
| Est. Tax | $497 |
| HOA | $28 |
| Est. Total | $1,944/mo |
ROYSE CITY, TX 75189 · Union Square
$270,000
Discover the perfect blend of convenience and community at 113 Cottage Lane with BONUS low interest rate ASSUMABLE MORTGAGE, a charming single-family residence in the heart of Royse City. This well-maintained, one-story home features 3 bedrooms, 2 bathrooms, and a 2-car garage, offering 1,642 square feet of thoughtfully designed living space. Ideal for first-time buyers seeking a move-in-ready starter home or investors looking for a high-demand rental property, this residence captures the essence of small-town Texas charm with modern accessibility. The interior layout emphasizes an easy flow, perfect for a low-maintenance lifestyle. Outside, the property is situated within a vibrant neighborhood designed for active living. Residents enjoy premium HOA amenities, including a community swimming pool, scenic walking sidewalks, tranquil ponds, and manicured greenspaces, providing a resort-like feel just steps from your front door. Location is the standout feature for this Royse City gem. Situated close to Royse City schools, it offers an effortless morning commute for families. Additionally, the property provides easy access to I-30, making it a prime choice for commuters heading toward Rockwall or Dallas. Whether you are looking to plant roots in a growing community or add a solid asset to your portfolio, this home offers the lifestyle and location today’s buyers are searching for.
Property Type
Residential
Sub Type
Single Family Residence
Status
Active
Bedrooms
3
Full Baths
2
Living Area
$164/sqft
1,642 sqft
Lot Size
6,141.96 sqft
Lot (acres)
0.141
Garage
2 spaces
Stories
1
Year Built
2021
Community
Union Square| Room | Level | Size |
|---|---|---|
| Bedroom | Main | 12 x 10 |
| Bedroom | Main | 12 x 10 |
| Dining Room | Main | 10 x 11 |
| Kitchen | Main | 10 x 14 |
| Living Room | Main | 15 x 18 |
| Primary BathroomDual Sinks, Linen Closet, Separate Shower | Main | 10 x 11 |
| Primary BedroomWalk In Closets | Main | 14 x 21 |
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HOA Fee
$336 / SemiAnnually
HOA Name
Proper HOA Management Company
Annual Tax
$5,962
HOA Includes
AllFacilities,AssociationManagement,MaintenanceGrounds
Total Principal
$216,000
Total Interest
$294,828
Total Loan Payment
$510,828
Payoff Date
June 2056
Est. Payment
$2,057
/month
Estimated only. Does not guarantee loan approval. Contact a licensed lender for accurate rates and terms. Rates change daily.
View Online
https://realtorkonda.com/property/royse-city-tx/union-square/113-cottage-lane-75189
Contact: (469) 854-1352 · realtorkonda@gmail.com
Listed by Josh Kesterson · Redfin Corporation · 972-954-4791
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or NTREIS. © 2026 NTREIS. All rights reserved. Last updated May 28, 2026.
Listing Agent
Josh Kesterson
Redfin Corporation