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871 High Cotton Lane
FATE, TX 75087 · Caruth Lake Ph 5
$499,900
ActiveMLS# 21302070
4Beds
2.5Baths
3,050Sq Ft
$164/ Sq Ft
2002Year Built
2Garage
2Stories
0.19Acres
Welcome to 871 High Cotton Lane in the sought-after Caruth Lakes community of Rockwall — a beautifully remodeled home that feels practically brand new. From the moment you walk in, you’ll notice the fresh updates throughout, including all new fixtures, carpet, flooring, tile, and paint, creating a clean, modern feel in every room. The home also features a brand new AC, new windows and a newer roof for added peace of mind. Designed with families in mind, this spacious home off…
Room Details
| Room | Level | Size |
|---|---|---|
| Primary Bathroom | Main | 0 x 0 |
| Primary Bedroom | Main | 17 x 14 |
| Half Bath | Main | 0 x 0 |
| Living Room | Main | 15 x 14 |
| Office | Main | 13 x 10 |
| Dining Room | Main | 12 x 11 |
| Kitchen | Main | 12 x 12 |
| Media Room | Upper | 0 x 0 |
| Bedroom | Upper | 11 x 11 |
Property Details
| Type | Single Family Residence |
| County | Rockwall |
| Lot | 0.191 ac (8,319.96 sqft) |
| HOA | $289 / SemiAnnually |
| Annual Tax | $6,937 |
| Days on Market | 34 |
Schools
| District | Rockwall ISD |
| Elementary | Dobbs |
| Middle | JW Williams |
| High School | Rockwall |
Est. Monthly Payment (20% down, 30yr)
| P&I (6.875%) | $2,627 |
| Est. Tax | $578 |
| HOA | $24 |
| Est. Total | $3,229/mo |
Schedule a Showing
(469) 854-1352
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● ActiveSingle Family ResidencePrice Change · Jul 21
$499,900
871 High Cotton Lane
FATE, TX 75087 · Caruth Lake
4bd
2.5ba
3,050sqft
Built 2002
2garage
0.19acres
2stories
34 days on market$164/sqftMLS# 21302070
About This Property
Welcome to 871 High Cotton Lane in the sought-after Caruth Lakes community of Rockwall — a beautifully remodeled home that feels practically brand new. From the moment you walk in, you’ll notice the fresh updates throughout, including all new fixtures, carpet, flooring, tile, and paint, creating a clean, modern feel in every room. The home also features a brand new AC, new windows and a newer roof for added peace of mind. Designed with families in mind, this spacious home offers 4 bedrooms, 2.5 baths, a dedicated office, and a media room with plenty of flexible space for work, play, and everyday living. Natural light fills the home, while the thoughtful layout provides both comfort and functionality. Step outside to enjoy the lovely shaded backyard — perfect for relaxing evenings, kids, pets, or entertaining guests. Located just minutes from Harry Myers Park, the YMCA, and vibrant downtown Rockwall, this home offers easy access to parks, trails, shopping, dining, and year-round community events while being tucked inside one of Rockwall’s most established neighborhoods. It’s the perfect combination of updated living, functional space, and an unbeatable location. Shed in backyard conveys.
Property Details
Property Type
Residential
Sub Type
Single Family Residence
Status
Active
Bedrooms
4
Full Baths
2
Half Baths
1
Living Area
3,050 sqft
Lot Size
8,319.96 sqft
Lot (acres)
0.191
Garage
2 spaces
Stories
2
Year Built
2002
Community
Caruth LakeTax & Appraisal
Rooms
| Room | Level | Size |
|---|---|---|
| Primary Bathroom | Main | 0 x 0 |
| Primary Bedroom | Main | 17 x 14 |
| Half Bath | Main | 0 x 0 |
| Living Room | Main | 15 x 14 |
| Office | Main | 13 x 10 |
| Dining Room | Main | 12 x 11 |
| Kitchen | Main | 12 x 12 |
| Media Room | Upper | 0 x 0 |
| Bedroom | Upper | 11 x 11 |
| Full Bath | Upper | 0 x 0 |
| Bedroom | Upper | 13 x 12 |
| Bedroom | Upper | 12 x 10 |
Interior Features
ChandelierDecorativeDesignerLightingFixturesDoubleVanityEatInKitchenHighSpeedInternetKitchenIslandPantryCableTvWalkInClosetsWiredForSound
School Information
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Financial
HOA Includes
All Facilities, Association Management, Maintenance Grounds
Listing Information
Mortgage Calculator
Total Principal
$399,920
Total Interest
$545,868
Total Loan Payment
$945,788
Payoff Date
July 2056
$
$
%
%
Est. Payment
$3,437
/month
Principal & Interest$2,627
Property Tax
$
HOA Fees
$
Home Insurance
$
Total$3,437/mo
Estimated only. Does not guarantee loan approval. Contact a licensed lender for accurate rates and terms. Rates change daily.
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View Online
https://realtorkonda.com/property/fate-tx/caruth-lake-ph-5/871-high-cotton-lane-75087
Contact: (469) 854-1352 · realtorkonda@gmail.com
Listed by Amanda Mccoy · Paragon, REALTORS · 214-515-9888
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or NTREIS. © 2026 NTREIS. All rights reserved. Last updated Jul 25, 2026.
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Listing Agent
Amanda Mccoy
Paragon, REALTORS
