NO CITY TAXES & NO HOA! Escape to this rare, 2.14-acre country home, in Cross Timbers Estates, just east of Denison, Tx, off Hwy 69. Positioned on a spacious corner lot with mature shade trees, this 1985 home is perfect for small acreage living. Step out onto the massive, covered back deck to experience total serenity—the home’s layout helps to add privacy from the street and side neighbors, leaving you with peaceful views of your backyard and the remainder of the 2.14 acres…
| Room | Level | Size |
|---|---|---|
| Living Room | Main | 0 x 0 |
| Primary Bedroom | Main | 0 x 0 |
| Type | Single Family Residence |
| County | Grayson |
| Lot | 2.140 ac (93,218.4 sqft) |
| Annual Tax | $5,372 |
| Days on Market | 262 |
| District | Denison ISD |
| Elementary | Lamar |
| Middle | Henry Scott |
| High School | Denison |
| P&I (6.875%) | $1,966 |
| Est. Tax | $448 |
| Est. Total | $2,414/mo |
DENISON, TX 75021 · Cross Timber Estates
$374,000
NO CITY TAXES & NO HOA! Escape to this rare, 2.14-acre country home, in Cross Timbers Estates, just east of Denison, Tx, off Hwy 69. Positioned on a spacious corner lot with mature shade trees, this 1985 home is perfect for small acreage living. Step out onto the massive, covered back deck to experience total serenity—the home’s layout helps to add privacy from the street and side neighbors, leaving you with peaceful views of your backyard and the remainder of the 2.14 acres. Inside, enjoy a move in ready, 3, possibly 4 bedroom, 2.5-bathroom floor plan featuring fresh interior paint, modernized lighting, an attached garage, and a cozy wood fireplace. This property has a detached workshop with a concrete floor, electricity, and possibly water—plus a separate covered RV parking bay and an additional storage unit. Perfect for hobbyists, contractors, or Lake Texoma boat owners looking for freedom from city restrictions and high storage fees. Properties offering this blend of acreage, utility, and monthly tax savings since outside the city limits are incredibly rare at this price point. Schedule your tour today and experience the privacy for yourself! All information deemed correct and accurate, however buyer and buyer’s agent to verify all information.
Property Type
Residential
Sub Type
Single Family Residence
Status
Active
Bedrooms
3
Full Baths
2
Half Baths
1
$196/sqft
Living Area
1,909 sqft
Lot Size
93,218.4 sqft
Lot (acres)
2.140
Garage
2 spaces
Stories
1
Year Built
1985
Community
Cross Timber Estates| Room | Level | Size |
|---|---|---|
| Living Room | Main | 0 x 0 |
| Primary Bedroom | Main | 0 x 0 |
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Annual Tax
$5,372
Total Principal
$299,200
Total Interest
$408,391
Total Loan Payment
$707,591
Payoff Date
June 2056
Est. Payment
$2,570
/month
Estimated only. Does not guarantee loan approval. Contact a licensed lender for accurate rates and terms. Rates change daily.
View Online
https://realtorkonda.com/property/denison-tx/cross-timber-estates/40-cumberland-circle-75021
Contact: (469) 854-1352 · realtorkonda@gmail.com
Listed by Dianna Whitlock · Ann's Realty
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or NTREIS. © 2026 NTREIS. All rights reserved. Last updated Jun 2, 2026.
Listing Agent
Dianna Whitlock
Ann's Realty