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2820 Saddlebred Trail
CELINA, TX 75009 · Carter Ranch-Phase I The
$380,000
ActiveMLS# 21206876
4Beds
2Baths
1,941Sq Ft
$196/ Sq Ft
2004Year Built
2Garage
1Story
0.17Acres
This beautiful one-story home in Carter Ranch offers four bedrooms and two bathrooms with a smart, updated layout. The front bedroom, currently used as an office, features chair molding and a walk-in closet, providing flexible space to fit your needs. The kitchen stands out with granite countertops, soft grey cabinetry, black hardware, and electric appliances—including a combined cooktop and oven, built-in microwave, and dishwasher. A spacious walk-in pantry and utility room …
Room Details
| Room | Level | Size |
|---|---|---|
| Living Room | Main | 14 x 14 |
| Breakfast Room Nook | Main | 7 x 9 |
| Den | Main | 6 x 13 |
| Utility Room | Main | 6 x 7 |
| Kitchen | Main | 16 x 11 |
| Full Bath | Main | 8 x 5 |
| Bedroom | Main | 10 x 12 |
| Bedroom | Main | 13 x 10 |
| Bedroom | Main | 11 x 10 |
Property Details
| Type | Single Family Residence |
| County | Collin |
| Lot | 0.170 ac (7,405.2 sqft) |
| HOA | $200 / Quarterly |
| Annual Tax | $7,287 |
| Days on Market | 137 |
Schools
| District | Celina ISD |
| Elementary | O'Dell |
| Middle | Jerry & Linda Moore |
| High School | Celina |
Est. Monthly Payment (20% down, 30yr)
| P&I (6.875%) | $1,997 |
| Est. Tax | $607 |
| HOA | $67 |
| Est. Total | $2,671/mo |
Schedule a Showing
(469) 854-1352
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● ActiveSingle Family ResidencePrice Change · May 7
$380,000
2820 Saddlebred Trail
CELINA, TX 75009 · Carter Ranch-Phase I The
4bd
2ba
1,941sqft
Built 2004
2garage
0.17acres
1story
137 days on market$196/sqftMLS# 21206876
About This Property
This beautiful one-story home in Carter Ranch offers four bedrooms and two bathrooms with a smart, updated layout. The front bedroom, currently used as an office, features chair molding and a walk-in closet, providing flexible space to fit your needs. The kitchen stands out with granite countertops, soft grey cabinetry, black hardware, and electric appliances—including a combined cooktop and oven, built-in microwave, and dishwasher. A spacious walk-in pantry and utility room are combined for added convenience. Just off the kitchen, the living area features sloped ceilings and a cream-toned corner gas fireplace, creating a warm and inviting atmosphere. Decorative lighting throughout the home adds an elevated finish to every space. All bedrooms include walk-in closets, and the primary suite features a private bath with dual decorative sinks, circular mirrors, and a tub-shower combo with neutral tile. Waterproof luxury vinyl flooring has been recently installed throughout the entire home—with zero carpet anywhere—offering both durability and a clean, modern look. Out back, the generously sized yard provides a blank canvas, ready for relaxing, entertaining, or future plans.
Property Details
Property Type
Residential
Sub Type
Single Family Residence
Status
Active
Bedrooms
4
Full Baths
2
Living Area
1,941 sqft
Lot Size
7,405.2 sqft
Lot (acres)
0.170
Garage
2 spaces
Stories
1
Year Built
2004
Community
Carter Ranch-Phase I TheTax & Appraisal
Rooms
| Room | Level | Size |
|---|---|---|
| Living RoomCeiling Fans, Fireplace | Main | 14 x 14 |
| Breakfast Room Nook | Main | 7 x 9 |
| Den | Main | 6 x 13 |
| Utility RoomOther | Main | 6 x 7 |
| KitchenBuilt In Features, Eat In Kitchen, Granite Counters, Pantry, Walk In Pantry | Main | 16 x 11 |
| Full BathBuilt In Features, Linen Closet, Solid Surface Counters | Main | 8 x 5 |
| BedroomCeiling Fans, Walk In Closets | Main | 10 x 12 |
| BedroomCeiling Fans, Walk In Closets | Main | 13 x 10 |
| BedroomCeiling Fans, Walk In Closets | Main | 11 x 10 |
| Primary BathroomBuilt In Features, Dual Sinks, En Suite Bathroom, Linen Closet, Solid Surface Counters | Main | 13 x 8 |
| Primary BedroomCeiling Fans, En Suite Bathroom, Walk In Closets | Main | 17 x 13 |
Interior Features
ChandelierDecorativeDesignerLightingFixturesEatInKitchenGraniteCountersHighSpeedInternetPantryCableTvWalkInClosetsWiredForSound
School Information
School District
Celina ISD · 9/10 GreatSchoolsElementary
O'DellMiddle / Jr High
Jerry & Linda MooreHigh School
Celina3D Virtual Tour
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Financial
HOA Includes
All Facilities, Maintenance Grounds
Listing Information
Mortgage Calculator
Total Principal
$304,000
Total Interest
$414,943
Total Loan Payment
$718,943
Payoff Date
July 2056
$
$
%
%
Est. Payment
$2,829
/month
Principal & Interest$1,997
Property Tax
$
HOA Fees
$
Home Insurance
$
Total$2,829/mo
Estimated only. Does not guarantee loan approval. Contact a licensed lender for accurate rates and terms. Rates change daily.
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https://realtorkonda.com/property/celina-tx/carter-ranch-phase-i-the/2820-saddlebred-trail-75009
Contact: (469) 854-1352 · realtorkonda@gmail.com
Listed by Cindy Kennedy · Ebby Halliday, REALTORS · 972-893-3130
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or NTREIS. © 2026 NTREIS. All rights reserved. Last updated Jul 11, 2026.
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Listing Agent
Cindy Kennedy
Ebby Halliday, REALTORS
